Diet Tips for Women over 40

A healthy diet is important for women over 40. One reason is because women undergo hormonal changes on this age. Therefore, this is the age where every woman should be vigilant with their health.

The metabolism of a woman slows down at the age of 40. The fat distribution is focused on the midsection of your body. In order to address this predicament, a woman over 40 should shift their attitude towards diet.

There is one technique that women over 40 could take. Eat your carbohydrate in the morning. This is during your breakfast. This is the first meal of the day. It is also the most important meal. Your food in the morning will sustain you for your days’ work. Therefore, carbohydrate in the morning could actually help your body face the day’s challenges and task.

Evening is the time when we slow down.  This is the time when you can eat light. Go with fruits and vegetables. Eat foods high in fiber. Take salad for instance. This is light in the belly. Therefore, this will not add to the fat intake in your body.

Drink a lot of water. Make sure your system is properly hydrated. Adequate water intake can wash your toxins away from your body. Further, lots of water intake is always included in a good diet program.

Avoid foods that could significantly add to your calorie count like sugary drinks, sodas, cakes, fatty foods. These foods are not healthy. Worst, they could add up to the piling fats developing in you belly. Therefore, it should be a big NO.

Maintaining a balanced and healthy diet is very important. This is especially true when you are over 40. It is better to invest in your health rather than face the consequence of leading an unhealthy lifestyle

10 Tips for Healthy Living in Your 30s for Women

Most women in their 30s feel it is the best time in their lives, many women in their 30s also have multiple roles such as mom, cook, cleaner, bread winner plus many other roles.

Women in their 30s need to make sure they are pursuing healthy living and women will at times push their own needs aside to make sure other factors or areas in their lives are being taken of first.

Many women think of others first, especially moms tend to put everyone else as priority. Moms often have a hard day of working out of the home or in the home, taking care of the kids and all the tasks that are involved with being a mom and thinking about healthy living is the last thing from a mom's mind.

However, it is of the utmost importance for women in their 30s to maintain a healthy living lifestyle so that they can be in tip top shape to continue and keep up with their busy lifestyles and live their lives to the fullest.

Here you will find 10 tips for healthy living for women in their 30s, each tip is simple and easy but will really help to make life healthy and enjoyable.

Take Naps

Women especially moms are notorious for not getting enough sleep and lack of sleep is one of the leading causes of women not feeling and looking their best. Lack of sleep is very serious and can take years off of a life. Taking naps when there is that tiny bit of a break or when the kids take naps is a great way to get energized, rested and to maintain a healthy living.

Drink Water

The simple act of drinking water can seem to be the obvious, yet many women of all ages do not get enough of the minimal daily intake of water. Water helps to remove toxins in the body and helps to keep the skin looking healthy and radiant. It is very important for women of all ages to get enough water in their system to help the body functions to work properly, the skin to look and feel beautiful and to live a healthy lifestyle.

Daily Moisturizer

Women in their 30s need to replenish their skin daily with much needed moisturizer. Women in their 30s really need to be adamant about applying a daily moisturizer to help keep skin looking beautiful. A daily moisturizer with sunscreen is an added bonus.

Relax in a Bath

Relaxation is rare if not existent for women especially moms but the stress of daily women and mom life can really affect the way a women looks and feels. A small amount of daily relaxation is important for a woman to look and feel beautiful. Taking a bath is a wonderful way for a woman to get some much needed relaxation time in and to help with living healthy.

Wear Sunscreen

Sun damage causes premature aging of the skin and possible cancer, skin especially as it ages is susceptible to all types of environmental issues. It is important for woman to protect their skin when they are outside and use a daily sunscreen even when the sun is not shining.

Nightly Cleansing

Healthy living involves the skin, it is important to remove makeup nightly. Women especially in their 30s should make sure they wash their face nightly to get rid of make of any makeup residue and impurities. A clean, fresh face is an excellent way to keep the skin healthy and to keep the skin feeling beautiful.

Short Walks

Exercise is so important for women of all ages but especially for moms in their 30s. It is at times difficult for Moms to find the time to exercise but taking quick short walks alone or with the kids is a fantastic way to get the daily exercise in. Many women in their 30s say their body changes dramatically from when they were in their 20s so it is extremely important to maintain healthy living by exercising.

Smile

Smiling not only makes a woman look beautiful on the outside but it helps to make a woman feel beautiful on the inside. If you are a looking for a no cost way to feel positive, make sure to put a big smile on your face and get ready to show the world just what a beautiful woman you are.

Yearly Exam

Women in their 30s go through lots of change and a woman's body will not react the same as it did in younger years. It is essential that women go for their yearly exam and talk to their doctor about any concerns or questions they may have.

Eat Healthy

Women are typically on the go and when we are on the go it can be difficult at times to eat well. It is so important to eat healthy and maintain a balanced diet to continue with a healthy living lifestyle.

Women need to feel and look beautiful inside and outside their bodies, the tips highlighted here for women in their 30s will help to maintain or start a healthy living lifestyle. Women want to feel beautiful about themselves inside and out, living a healthy lifestyle is the first step.

Tips To Maintain Good Hair Hygiene

Do you want a stylish hair? Then get a new hair style. Try straightening, curling or colouring you hair for a makeover. But if you want to have healthy hair, then you should give prime importance to hygiene. Sebum produced by sebaceous glands in the hair follicles are beneficial as it keeps the hair healthy. However, excess production or accumulation of sebum is not desirable as it cause hair loss. We all worry about various hair problems, but with a habit of good hygiene, most of this can be solved. Healthy hair definitely has an important role in keeping your confidence level high. No matter how appealing you are, a bad odour from your hair is strong enough to make you feel embarrassed. Now stop worrying about your hair problems, and follow these simple steps to maintain a good hair hygiene. Washing your hair: It is the first and foremost need to keep your hair and scalp clean. Washing your hair and massaging your scalp will resolve most of your hair complaints. But it is important to select a mild shampoo which is formulated for your hair type.

Use conditioners: Frequent drying, colouring, straightening, and usage of chemical products can affect your hair health. Hair conditioners are usually helpful to maintain proper hair hygiene, as they will form a light layer over the hair and keep it protected.

Clean your scalp: Massaging your hair with warm oil will help to clean your scalp. Massaging will help remove dandruff or dirt from the scalp. Oil can act as a conditioner and will protect your hair from getting rough and dry. 

Remove excess oil: While applying oil is healthy for hair, keeping excess oil on hair without washing will affect the health of your hair. It will accelerate the accumulation of dirt on the scalp. Always remember to wash off the excess oil with a mild shampoo. 

Clean your hair accessories and tools: Washing your comb is very important to maintain hair hygiene. Do not share your comb. Clean your hair accessories like hair clips or hair bands. 

Do not use expired hair products: The composition of these can change over time which will eventually result in hair fall. To keep your hair and scalp hygienic and clean, use quality products only. 

Treat dandruff: Dandruff occurs mainly due to poor hygiene of your hair, which can further cause hair fall. Take necessary measures to resolve dandruff and treat hair fall. You can try natural remedies and if it is not working, consult a doctor. 

Wash off sweat: Washing your hair whenever sweaty is important to remove the dirt and dead skin of scalp which are accumulated due to sweat. Excessive sweating will cause bad odour as well. Keep hair clean and neat to maintain hygiene and reduce hair problems like hair fall and itching. 

Not loose, not tight: Keeping hair loose will settle dirt and dust. Loosened hair is more prone to hair splitting. Tying hair too tight may cause excess sweating. So, do tie your hair too tight or loose. 

During travel: Always keep a mini pack of oil, shampoo and conditioner with you if you are travelling for several days. Try to keep your hair oil free while travelling. Do not let sweat stay on scalp for a long time.

Read More:http://www.boldsky.com/

Smoking Is Worse for Women

We've been bombarded with the "smoking is bad for you" message since we were in elementary school. But, new research shows that, for women, the risk is even greater: We've now surpassed men when it comes to smoking-related death rates. (Um, super scary.)

It used to be that men had a five-times higher risk of dying of lung cancer than women did. But recent cancer research by the University of California, San Francisco, shows that women who smoke are now actually even more likely than men who smoke to die of lung cancer. Not only that, but female smokers are nearly 18 times more likely to die of lung cancer than women who don't have a cigarette habit.

While many of us listened to the anti-smoking ads we constantly saw as kids (and aren't dealing with a two-pack-a-day habit like a lot of people from our parents' generation), social smoking—as in having a cigarette when you're out drinking—is pretty prevalent among young women. And, not to get all preachy on you, but, yes, it still "counts" as smoking. According to the University of Montana, this sorta-sporatic habit can even lead to a full-on addiction. Not good.

So, next time you're thinking about bumming a cigarette after last call as you wait to catch a cab, you may want to reach for your pack of gum instead. It's just not worth the risk.

Read more: More Women Die of Lung Cancer Than Men — Smoking Risks for Women - Cosmopolitan

Diamond ETFs Seen Riskier Than Other Commodity Funds

Plans are afoot to create exchange-traded funds specializing in diamonds, but advisers are warning that such investments are fraught with challenges and risks.

Diamonds are more difficult to package and price in fund portfolios than other types of commodities such as gold and silver, portfolio managers point out.

"Unlike gold, diamonds trade in a very fractured private marketplace that is highly opaque and ripe with opportunities for pricing markups," says Greg Peterson, investment research director at Ballentine Partners in Waltham, Mass., which manages $4 billion in assets.

While a diamond ETF hasn't arrived in the U.S. yet, Mr. Peterson is suggesting that investors prepare for a host of new funds. More than likely, he believes that ETF sponsors are trying to capitalize on the success of other popular commodity funds, such as the $76.1 billion SPDR Gold Shares Trust (GLD).

"This is typical of the ETF industry--someone takes an interesting financially engineered product like GLD and then tries to copy it. But not everything fits so neatly into an ETF wrapper," Mr. Peterson says.

Several different fund developers are looking to move into the field, including IndexIQ, known for its ETFs that replicate benchmarks for hedge funds. It has filed for approval from regulators to create an ETF that would buy diamonds and physically store them in a vault for investors.

While global pricing information on diamonds is still difficult to formulate, enough trades are now being done online to make tracking such moves much more practical, says Abraham Stern, chief executive at industry researcher IDEX Online in New York.

"We believe enough information is now available to set an objective statistical base to build transparent pricing structures for an ETF," Mr. Stern says, pointing out that IDEX has been benchmarking such markets since 2004.

Last month, Chicago financial services provider GemShares was granted a patent for its own benchmarking process that could serve as the basis for an ETF. A leading driver behind the effort is Andrew Feldman, a financial adviser inspired by a desire to see diamonds made more accessible to investors.

"The natural users are industry players, just like airlines are for oil and miners are with gold," Mr. Feldman says.

But just building a diamond ETF doesn't guarantee professional traders will come, notes Stephen Hammers, chief investment officer at Compass EMP Funds, a registered investment adviser that runs $1 billion in separate accounts and mutual funds using ETFs. The firm in Brentwood, Tenn., includes commodities strategies as one of its areas of expertise.

Mr. Hammers views efforts to bring out diamond ETFs more along the lines of trading in lumber than gold. "Even though it's traded on exchanges, lumber hasn't attracted enough institutional investors to gain much in the way of liquidity," he says. "Diamonds could easily run into the same issues."

Unless a new ETF takes off in a big way, Mr. Hammers warns that investors might wind up shouldering higher costs related to storage, insurance and other transactional expenses than they're used to paying in more popular parts of the commodities marketplace.

Despite such possible structural flaws, a new diamond ETF is likely to draw at least some initial investor interest, says Andrew Ahrens, an adviser in Lafayette, La.

His advisory firm, which manages about $900 million in assets, has been informally asking affluent investors who own diamonds and favor alternative investments what they think about a diamond ETF.

Almost everyone questioned has found the idea appealing--at least at first, Mr. Ahrens says. As discussions advanced, however, he found that most expressed concern about widely perceived discrepancies in the market related to categorizing and pricing different grades of diamonds.

5 things to watch for in Obama vs. Romney sequel

Ready for Round Two? President Obama and Mitt Romney square off Tuesday night in their second debate, this time answering questions posed by undecided voters.

The town hall-style debate will be held at Hofstra University in Hempstead, N.Y. Moderator Candy Crowley of CNN will select the questions from the 80-member audience, who were picked in advance by Gallup.

USA TODAY will have full coverage on all of its platforms. Check your local listings on where to catch the action, starting at 9 p.m. ET. Our guide to the five things to watch:

A second chance for Obama: The president said he was too polite in his first face-to-face meeting with Romney, who got a boost in public opinion polls because of his strong debate performance two weeks ago. Obama's advisers promise he will be "aggressive" and "energetic." But if Obama swings too hard in challenging Romney's assertions, will he come off like a bully?

The wind at Romney's back: The Republican's team says the momentum belongs to Romney after the Oct. 3 debate in Denver. Romney has been practicing the same way he did for the Denver debate, by focusing on what he wants to do if elected and why the time is right for America to change course. Can he build on the gains he has already made?

The challenge of speaking directly to voters: The people posing the questions want to be persuaded, which means Obama and Romney have to be engaging, empathetic, believable, likable and presidential -- sometimes all at the same time. It's a danger to appear disengaged, as George H.W. Bush did when he looked at his watch in the 1992 town hall debate. Or to get in your opponent's face, as Al Gore did in 2000 when he walked right up to George W. Bush.

Maruti's new Alto gets 10K pre-orders

India's largest car maker Maruti Suzuki India today launched the new Maruti Alto in petrol and CNG options priced between Rs 2.44 lakh to Rs 3.56 lakh.

The petrol variant of the new Alto has been priced at Rs 2.44 lakh and would go up to Rs 2.99 lakh and promises a fuel efficiency of 22.74 kmpl.

While, the CNG variant has been priced at Rs 3.19 lakh to Rs 3.56 lakh with a fuel efficiency of 30.46 km/kg.

"We have started the booking for this new Alto since late September and before the launch we have received over 10,000 bookings," Maruti Suzuki India Managing Director and CEO Shinzo Nakanishi told reporters here.

Nakanishi further said that: "Around 200 engineers from Suzuki Motor Corporation and Maruti Suzuki were jointly involved in development of this vehicle for over four years".

The Alto was first launched in September 2000 and has registered sales of over 2 million units so far.

The price of the existing alto (petrol) ranges between Rs 2.49 and 3 lakh while the CNG variant is priced in the range of Rs 2.97 to RS 3.48 lakh.

Romney campaign raised $170 million in September

NEW YORK – Mitt Romney’s campaign said Monday that it had raised $170.4 million in the month of September, falling short of the staggering $181 million monthly total reported by President Obama’s reelection campaign.

Spencer Zwick, Romney’s national finance chairman, said in an e-mail to top donors Monday that the campaign and the Republican National Committee’s joint fundraising committee brought in $170 million in September, by far the Republicans’ biggest haul of the campaign cycle. The Romney campaign later announced that the campaign, RNC and state party participants have approximately $191 million cash on hand.

This came during Romney’s most difficult month as a candidate, when he lost significant ground in the polls and when his disparaging comments about “the 47 percent” publicly surfaced. The September total does not reflect the surge in donor enthusiasm following Romney’s performance in the Oct. 3 debate with Obama.

“This is truly an incredible testament to this group’s commitment and hard work and represents the largest amount of money we have raised to date in any given month of the campaign,” Zwick wrote in an e-mail to Romney’s national finance committee.

In a statement released to reporters, Zwick said, “With less than one month left, we will continue the hard work of raising the resources to ensure that Mitt Romney and Paul Ryan can win in November and bring real change to the American people.”

The Romney campaign said its September fundraising was fueled by small-dollar donors. More than 1 million people gave $250 or less, accounting for about 93 percent of total donations.

The announcement comes as Romney’s top donors are gathering in New York for a three-day retreat at the Waldorf-Astoria luxury hotel in Midtown Manhattan.

During the first two weeks of October, the Romney campaign raised more than $27 million online in small-dollar contributions, campaign spokeswoman Andrea Saul said. That total, over a two-week span, is higher than the campaign’s total over any previous month, Saul said.

Gallup shows Romney pulling ahead in swing states

Mitt Romney has opened up a slight lead on President Obama in the 12 most competitive states in the country, according to a new poll from USA Today and Gallup.

The poll shows Romney at 51 percent among a sample of likely voters in the 12 states, while Obama is at 46 percent.

Perhaps most strikingly, the poll shows Romney running even with Obama among women, with the two candidates tied at 48 percent.

The poll comes a week after most swing state polling showed Obama holding relatively steady. Republicans expecting a significant bounce from Romney’s debate performance two weeks ago had yet to see that momentum in the states that matter most.

The Gallup poll appears to be the first major poll covering multiple states to show that momentum registering in the states that will decide the presidency.

The same poll in mid-September showed Obama at 48 percent and Romney at 46 percent in the swing states. That poll, though, was conducted among registered voters, while the new poll is conducted among likely voters — a higher standard and one that reflects more enthusiastic voters.

(Indeed, the current poll shows the race is largely unchanged when it comes to registered voters, with Obama at 49 percent and Romney at 47 percent.)

Republicans cited the poll as a sign of their progress, while Democrats suggested the likely voter model was flawed.

Obama’s campaign released an entire memo casting doubt on the poll.

“The latest Gallup/USA Today Battleground survey showing President Obama and Governor Romney tied with women in battleground states (48-48) is an extreme outlier, defying the trends seen in every other battleground and national poll,” Obama pollster Joel Benenson said.

A Politico/George Washington University poll Monday, meanwhile, showed a tighter contest in the swing states, with Romney at 50 percent and Obama at 48 percent across the 10 most competitive states.

Yahoo CEO raids Google to hire COO

Yahoo! has appointed another key Google executive Henrique de Castro, as its chief operating officer (COO).

In a late night statement yesterday, Yahoo! said it has appointed Henrique de Castro as the COO, who would report directly to Yahoo! CEO Marissa Mayer.

De Castro would be the second big appointment that Yahoo! has made from its rival Google. Earlier this year, Yahoo! Had appointed former Google executive Marissa Mayer as its chief executive.

"De Castro will join the company on or before January 22, 2013, or as soon as he has satisfied his obligations to his current employer," the statement added.

De Castro will be responsible for strategic and operational management of Yahoo!'s sales, operations, media and business development worldwide.

"Henrique is an incredibly accomplished and rigorous business leader, and I'm personally excited to have him join Yahoo!'s strong leadership team," Yahoo! CEO Marissa Mayer said.

"His operational experience in Internet advertising and his proven success in structuring and scaling global organisations make him the perfect fit for Yahoo! as we propel the business to its next phase of growth," Mayer added.

De Castro has more than 20 years experience. Most recently, he was vice president of Google's worldwide Partner Business Solutions group, where he was responsible for advertising platforms and services for Google's publisher and commerce partners.

"The combination of Yahoo!'s unique properties with high quality content, its renewed focus on outstanding user experience and its massive reach bring tremendous value to users, advertisers and partners," de Castro said.

De Castro further added: "This is a pivotal point in Yahoo!'s history, and I believe strongly in the opportunity ahead. I can't wait to join Marissa and the team and get started".

Prior to Google, de Castro spent two years at DellCorporation, where he managed sales and business development operations across Western Europe.